I like Obamacare. Now folks, please put down those eggs. I’m just an old lady, and I’m about to tell you why I like Obamacare.
My husband and I are self-employed, and we buy our own individual health insurance. Since the Affordable Care Act passed in 2010, I have noticed positive changes in the way our insurance claims are handled.
For example, last year my husband had surgery. The claims from the various providers totaled over $40,000. By the time our insurance company settled with everybody, we only owed $3,000.
At the time I couldn’t help wondering, “Who could afford NOT to have health insurance?
I will soon be signing up for Medicare. I am looking forward to receiving preventive services that have been added to Medicare by the Affordable Care Act, everything from an annual physical exam to flu shots to cancer screening. I also look forward to the gradual closing of the dreaded “doughnut hole” in Part D drug coverage, another perk of Obamacare.
Last year the 19-year-old son of a close family member had an accident that left him with Traumatic Brain Injury. Thanks to Obamacare, he was able to remain on his parents’ health insurance. Without Obamacare, the cost of his care would have wiped them out financially. Parents who have kids with health issues are grateful that, under the Affordable Care Act, their children cannot be denied coverage due to pre-existing conditions.
The Affordable Care Act is not perfect. Much can be done to improve it, and even more can and should be done to make our health care delivery system better and more affordable.
We owe it to ourselves to inform ourselves about anything that affects our lives. To get the straight skinny on Obamacare, visit the Department of Health and Human services website, www.hsus.gov, and click on the Affordable Health and Patient Protection Act.
It’s been said that “the truth will set you free.” Wouldn’t it be nice to be free of at least some of the anxiety that afflicts us these days?
— Maria Skinner, Ragland